.phase-hero{
  padding:96px 7%;
  background:radial-gradient(circle at 80% 20%,#00bfd8 0,#0b5ed7 34%,#062c68 70%,#041936 100%);
  color:white;
  text-align:center;
}
.phase-hero h1{
  font-size:clamp(38px,5vw,64px);
  line-height:1.05;
  margin:18px auto;
  max-width:1050px;
}
.phase-hero p{
  font-size:19px;
  line-height:1.7;
  color:#eaf4ff;
  max-width:900px;
  margin:0 auto;
}
.phase-section{
  padding:80px 7%;
  max-width:1240px;
  margin:auto;
}
.phase-title{
  text-align:center;
  max-width:900px;
  margin:0 auto 40px;
}
.phase-title h2{
  color:#063b86;
  font-size:clamp(32px,4vw,50px);
}
.phase-title p{
  color:#667085;
  font-size:18px;
  line-height:1.7;
}
.phase-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}
.phase-card{
  background:white;
  border:1px solid #dce9fb;
  border-radius:28px;
  padding:28px;
  box-shadow:0 16px 45px rgba(8,18,37,.07);
}
.phase-card h3{
  color:#063b86;
  font-size:24px;
  margin-top:0;
}
.phase-card p,.phase-card li{
  color:#667085;
  line-height:1.7;
}
.phase-icon{
  width:58px;
  height:58px;
  border-radius:18px;
  background:linear-gradient(135deg,#063b86,#00bfd8);
  color:white;
  display:grid;
  place-items:center;
  font-size:28px;
  margin-bottom:18px;
}
.phase-band{
  background:#f8fbff;
  padding:80px 7%;
}
.phase-band-inner{
  max-width:1180px;
  margin:auto;
}
.phase-band h2{
  color:#063b86;
  text-align:center;
  font-size:clamp(32px,4vw,50px);
}
.phase-steps{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
  margin-top:34px;
}
.phase-step{
  background:white;
  border:1px solid #dce9fb;
  border-radius:24px;
  padding:24px;
  text-align:center;
  box-shadow:0 12px 35px rgba(8,18,37,.06);
}
.phase-step span{
  display:inline-grid;
  place-items:center;
  width:46px;
  height:46px;
  background:#063b86;
  color:white;
  border-radius:50%;
  font-weight:900;
}
.phase-step h3{
  color:#063b86;
}
.phase-note{
  margin-top:34px;
  background:#f8fbff;
  border:1px dashed #b9d8ff;
  border-radius:24px;
  padding:22px;
  color:#667085;
  line-height:1.7;
}
.phase-table{
  background:white;
  border:1px solid #dce9fb;
  border-radius:28px;
  overflow:hidden;
  box-shadow:0 18px 55px rgba(8,18,37,.08);
}
.phase-row{
  display:grid;
  grid-template-columns:1fr 1.2fr 1fr;
}
.phase-row>div{
  padding:20px;
  border-bottom:1px solid #e5edf8;
}
.phase-row.head{
  background:#063b86;
  color:white;
  font-weight:900;
}
@media(max-width:960px){
  .phase-grid,.phase-steps,.phase-row{
    grid-template-columns:1fr;
  }
  .phase-row.head div:nth-child(2),
  .phase-row.head div:nth-child(3){
    display:none;
  }
}